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一对一问诊帮扶 直接送到企业门口 上城区打通信用服务“最后一公里”_我的网站

一 |     “我们企业贷款遇到了一点问题，能否帮帮我们？”近日，彭埠街道“信用直通车”服务站的信用服务专员收到了一则求助信息 。

二 | 到底怎么回事？记者了解到，东站商圈的一家商贸企业因年报疏忽，被列入了经营异常名录，想找银行贷款，但是授信受阻，企业多次自主申报移出名录均未成功。

三 |     CABO SAN LUCAS, Mexico -- Hurricane Norma came ashore near the Pacific resort of Los Cabos at the southern tip of Mexico’s Baja California Peninsula on Saturday afternoon. Hours later, Hurricane Tammy made landfall on the Caribbean island of Barbuda.The storms were each Category 1 hurricanes when they hit.There was a threat of heavy rainfall and flash flooding as Norma moved into mainland Mexico early Sunday, the U.S. National Hurricane Center in Miami reported at 3 a.m. ET.Norma was centered about 145 miles (235 kilometers) west of Culiacan, Mexico, and about 105 miles (165 kilometers) south-southwest of Los Mochis, Mexico, moving north-northeast at 7 mph (11 kph) with maximum sustained winds of 60 mph (95 kmh). The Mexican government extended a tropical storm warning along the coast northward to Huatabampito, the center said.Tammy came ashore Saturday night with 85 mph (140 kph) winds. In an update at 5 a.m. ET Sunday, the hurricane center said the storm was centered about 70 miles (115 kilometers) north-northwest of Barbuda and about 55 miles (90 kilometers) east-northeast of Anguilla.Tammy was moving north-northwest around 10 mph (17 kmh) and hurricane warnings remained in effect for the islands of Barbuda, Anguilla, St. Martin and St. Barthelmy, while a tropical storm warning was discontinued for Saba and St. Eustatius.Norma, once a Category 4 hurricane, moved ashore with winds of 80 mph (130 kph) near el Pozo de Cota, west-northwest of Cabo San Lucas. The system later weakened to a tropical storm with 70 mph (110 kph) winds as it crossed the Baja California Peninsula, the center said.Businesses in Cabo San Lucas had nailed plywood over their windows, and government personnel hung banners warning people not to try to cross gullies and stream beds after Norma regained strength and again became a major storm Friday.President Andrés Manuel López Obrador said via X, the platform formerly known as Twitter, that there had been no reported loss of life from the storm by Saturday night.In Cabo San Lucas, curious tourists began to pick their way along debris-strewn beaches after the storm passed.Authorities urged people to stay at home Saturday night. There were still families in shelters in Cabo San Lucas and San Jose del Cabo, though officials did not say how many. Around 200 people were in shelters in La Paz.Its languid pace raised the possibility of severe flooding. Norma was expected to dump six to 12 inches of rain, with a maximum of 18 inches in places across southern Baja California and much of Sinaloa state. John Cangialosi, a senior specialist at the National Hurricane Center, said the area is vulnerable to rain because it is a dry region generally. "Six to 12 inches of rain is what is generally forecast, but there could be pockets of up to 18 inches of rain and we do think that will be the most significant impact that could result in flash and urban flooding and mudslides,” he said.Baja California Sur Gov. Victor Castro said on X that “because it's moving slowly, greater damages are anticipated.”But little damage was initially reported. Some trees and power poles were down, but there were no reports of injuries.Police in San Jose del Cabo rescued two people from their truck when a surging stream swept it away early Saturday. Some informal settlements, away from the hotels that serve tourists, were isolated by rising water. Some neighborhoods lost electricity and internet service.The federal government posted 500 marines to the resort area to help with storm preparations.By late morning, the area's streets were littered with palm fronds and other debris, and essentially deserted except for occasional military patrols. Strong winds whipped traffic signs, trees and power lines.Hotels in Los Cabos, which are largely frequented by foreign tourists, remained about three-quarters full and visitors made no major moves to leave en masse, officials said. The local hotel association estimated about 30,000 tourists were in Cabo San Lucas and San Jose del Cabo on Friday.Airports were closed but San Jose del Cabo airport director Francisco Villaseñor said he expected flights to resume by midday Sunday.Tammy hit two weeks after Tropical Storm Phillippe swept by Antigua and Barbuda dumping 6 to 8 inches (15 to 20 centimeters) of rain and plunging both islands into darkness. The slow-moving system was forecast to bring up to 12 inches (30.4 centimeters) over a twin island nation, where the devastation of Hurricane Irma in 2017 and Philippe's recent wind damage and flooding were still fresh memories. “This means therefore, that the earth is still somewhat saturated and with additional rainfall, the potential for flooding is elevated,” Prime Minister Gaston Browne said in a nationwide broadcast Friday. He urged residents to take all necessary steps to secure life and property.Government offices, banks and most non-retail businesses closed early on Friday to allow staff to prepare. Residents rushed to stock up on necessities, causing gridlock throughout St John’s and near popular shopping centers and supermarkets. Local disaster management officials announced plans to open about 40 shelters in communities throughout the country.___Associated Press writer Anika Kentish in St. John's, Antigua, contributed to this report.___Follow AP’s climate coverage at: https://apnews.com/hub/climate-and-environment。正在发愁之际，听到街道正在宣传信用修复，就立马找到了“信用直通车”服务站。信用服务专员应逸霄了解情况之后，第一时间上门指导，她逐项梳理了该公司的年报错误、经营现状和所需材料清单，并现场指导负责人如何规范填写申请表格、准备佐证文件。

四 | 仅仅3个工作日，就完成经营异常移出与信用记录更新，企业顺利批下了贷款，解了燃眉之急。这样的事例在彭埠街道并非孤例。东站枢纽商圈汇聚了大量初创型商贸企业、物流配套企业和中小微服务商，商圈企业轻微失信、不懂信用政策、轻信虚假代办等问题较为突出。一旦留下不良记录，不仅银行贷款受阻，还可能在参与招投标、申请政策补贴、签订商业合同时处处碰壁。然而，许多企业主对信用修复的路径并不清晰——有的不知道应该通过哪个部门办理，有的被网上真假难辨的“代办中介”误导，花冤枉钱不说，还耽误了时间。正是看到这一普遍痛点，彭埠街道今年创新设立了“信用直通车”服务站，专门派驻3名信用服务专员，下沉商圈驻点服务，以“一对一”问诊帮扶方式，提供信用修复、合规经营指导、反诈宣传等一站式服务，真正把信用服务送到企业“门口”，精准破解商圈初创和中小微企业“不会办、办不对、怕被坑”的痛点。“干了三年信用修复工作，我感受最深的是企业不是不想守信，而是缺少及时、靠谱的指导。”应逸霄说，“今年二季度我们修复了100多条失信记录，这些企业大多是初次违规、轻微失信，只要指导到位，很快就能恢复。我们把服务送到门口，既节省了企业往返行政窗口的时间，也避免了他们被不良中介忽悠，真正让企业‘少跑腿、不添堵’。

五 | ”这只是上城区优化营商环境的一个缩影。对于“一人公司”和中小微企业创业初期在年报公示、用工规范、税务申报、融资贷款等方面合规经营意识不强、易发多发违法违约等失信问题，上城区为企服务中心联合各部门街道通过专项服务、主题沙龙、共创联盟等形式，提供信用记录自查、修复帮办代办、政策咨询解读等专项服务，打通信用服务“最后一公里”。

六 | 上城区审管办相关负责人表示，诚信是创业的立身之本，信用是企业参与市场竞争的“金字招牌”，更是享受政府扶持和金融服务的“硬门槛”和行稳致远的内在驱动力。他们通过今年把信用服务从传统商户延伸至新兴创业群体，让“信用”这一无形资产成为创业者实实在在的助力。据统计，今年以来上城区 “为企办实事·十无忧”——法税无忧项目，截至目前，已提供失信预警服务450余次，失信修复帮办代办186件，完成行政处罚一般失信信息治理2263条，举办诚信主题沙龙6次、宣传活动37次。这串数字背后，是一家家企业卸下包袱、“轻装上阵”的获得感，更彰显了上城以信用服务夯实营商环境软实力的坚定决心。

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Published on:03:03:16